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A bankruptcy order can be obtained against an individual following the presentation of a petition at court. A creditor may petition for the bankruptcy of an individual where they are owed £750 or more and have exhausted all other routes to recover the amount due to them. An individual may also…

This procedure allows an individual struggling to pay their existing debts as and when they fall due to make a voluntary arrangement with their creditors. Typically, the individual will either offer to delay or compromise payment of existing debts usually over a period of one to five years or alternatively…