Last Updated: 06 July 2026
1. Our Commitment to Your Privacy
At AABRS® Limited, we understand that you are trusting us with highly sensitive information. We are committed to protecting your privacy and handling your personal data in a transparent and secure way.
This policy explains what data we collect, why we collect it, and how we keep it safe. It also tells you about your rights under UK data protection law (UK GDPR).
2. The Information We Collect
We collect information necessary to provide insolvency advice and administer formal insolvency procedures. This may include:
- Personal & Contact Data: Your full name, address, date of birth, email, and phone number.
- Sensitive Financial Data: Details of your income, assets, debts, bank accounts, creditors, and credit history.
- Business Data: If you are a director, we collect information about your company’s financial position and trading history.
- Technical Data: When you visit our website, we may collect your IP address and browsing data to help us improve our service.
3. How and Why We Use Your Data
We only use your data for specific, lawful purposes. Here’s how:
| Purpose | Type of Data Used | Our Legal Basis |
|---|---|---|
| To assess your financial situation and provide advice. | Personal & Financial | Performance of a Contract |
| To administer a formal insolvency case (e.g. liquidation). | Personal, Financial & Business | Legal Obligation |
| To communicate with you, the courts, and your creditors. | Personal & Financial | Legal Obligation |
| To comply with legal and regulatory duties (e.g., anti-money laundering checks). | Personal & Financial | Legal Obligation |
| To improve our website and services. | Technical | Legitimate Interest |
4. Who We Share Your Data With
Due to the nature of insolvency, we are legally required to share your information with certain third parties, including:
- Your creditors
- HM Courts & Tribunals Service
- Government agencies (such as the Insolvency Service and HMRC)
- Credit reference agencies
- Third-party agents acting on our behalf (e.g., valuers, solicitors)
We only share the information that is strictly necessary and we ensure all parties handle it securely. We will never sell your data.
5. Keeping Your Data Safe
We use robust technical and organisational measures to protect your data. This includes encryption, access controls, secure document storage, and staff training to prevent unauthorised access, loss, or disclosure.
6. How Long We Keep Your Data
We retain your personal data for as long as necessary to fulfil our legal and regulatory obligations. For formal insolvency cases, this is typically 6 years after the case has been closed.
7. Your Data Protection Rights
You have rights over your personal data. You can ask us to:
- Access a copy of the data we hold about you.
- Rectify any inaccurate information.
- Erase your data (though this is limited by our legal obligations).
- Restrict or object to our processing of your data.
To exercise any of these rights, please contact us using the details below.
8. Contact Us & Complaints
If you have any questions about this policy or how we handle your data, please contact our Data Protection Officer by emailing insolvency@aabrs.com.
For any complaints, please email us at: complaints@aabrs.com
You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO), the UK’s data protection regulator, at www.ico.org.uk.